Wholesale Organizations

We Understand Insurance and Annuity Distribution

With three decades of experience and 200+ unique wholesale organizations registered, Simplicity Investments is a true partner for your distribution business. Whether you are a brokerage general agency (BGA), an independent marketing organization (IMO) or a field marketing organization (FMO), we can service your broker-dealer needs.

Our customized solutions are designed specifically for wholesale groups. We make it easy and affordable to handle the operational side of the business so you can focus on what you do best: building agent / advisor relationships and growing your practice.

Seamless Approach

We will assist you in the registration process for point-of-sale professionals, licensed administrative staff members, and associated retail agents if applicable.

In order to limit the interruption to your business, our contracting and compliance departments will help you to get everything in order as fast as possible.

  • Electronic registration process
  • Paperless transition of existing accounts
  • Robust technology offering
  • Direct to agency payment capability
  • Flexible E&O options
  • Product education and sales training

Customized Offerings

We offer competitive payouts for both wholesale overrides as well as personal production for our wholesale groups while keeping costs reasonable.

We structure our compliance requirements for wholesale individuals and groups to be as straightforward as possible.

  • Flexible E&O options
  • Centralized OSJ model
  • Direct to agency payment methods
  • Longstanding carrier relationships
  • Downline agent referral platform

Expertise

Simplicity Investments is one of the leading distributor broker-dealers in the world for variable life insurance business and private placement life insurance.

We have three decades of experience working with wholesale organizations to facilitate the distribution of insurance products across various BD channels and RIAs.

We offer partner-focused design, exceptional customer support, and advanced knowledge to support all of our business partners.